Savings Accounts

Passbook Savings

• Minimum of $5.00 to open account
• Six free withdrawals per quarter
• Unlimited deposits
• Direct deposit available
• Interest calculated daily and credited quarterly
• Free Internet Banking
• Automatic transfer to checking provides overdraft protection
• Quarterly service fee if average balance is less than $100

Money Market

• Minimum of $1,000 to open account
• 6 withdrawals per month
• Interest bearing on minimum balance of $1,000
• Interest calculated daily and credited quarterly
• Direct deposit available
• Free Internet Banking
• Monthly statements
• Monthly service fee if average balance is less than $100

Christmas Club

• Minimum of $5.00 to open account
• Unlimited deposits
• Direct deposit available
• Free Internet Banking
• Interest calculated daily and credited by November 15
• Balance disbursed by Cashier’s check by November 15

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